Every opportunity comes with an expiration date. So when you’re ready to invest, we’re ready to help.

Traditional loan products are not flexible enough to meet your needs. That is why Civic Financial Services provides investors with quick access to non-conforming mortgage products for Non-Owner Occupied Residential properties whether you want to:

  • Fix & Flip
  • Buy & Hold
  • Rate & Term
  • Cash Out & Refinance
  • Bridge Financing

Program Guidelines

  • No minimum FICO requirements
  • Stated income/bank statements only
  • Loans up to 75% LTV
  • Loan amounts $100,000 up to $10,000,000
  • Lending to LLC’s, Trusts and Individual Borrowers
  • Reserve requirement: Borrower to have 4 months interest payment reserves, down payment, closing costs, rehab funds
  • Foreign national program
  • We finance single family residences, condos, 1-4 units, and apartment buildings
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Civic Financial is an Equal Housing Lender

© 2019 Civic Financial All Rights Reserved. Located in Redondo Beach, California, Civic Financial Services LLC is a leading private money lending provider servicing the greater Los Angeles, Dallas, Phoenix, Seattle, Portland, Denver, Miami, South Beach, Tampa, Sarasota, San Diego, San Francisco, Irvine, Las Vegas, San Jose, Riverside, San Bernardino and surrounding communities. Civic specializes in short term, non-owner occupied and investment properties financing utilizing private hard money and bridge loans.

This is not a commitment to lend. Restrictions may apply. LTV limit is based on current, accurate appraised value. Civic Financial Services, LLC reserves the right to amend rates and guidelines. All loans are made in compliance with Federal, State, and Local laws. Civic Financial Services, LLC is a California Finance Lender under NMLS 1099109 and the California Department of Business Oversight License #603L321, AZ Mortgage Broker License #092863, FL Mortgage Lender Servicer License #MLD1536, NV Mortgage License MB4419, NV Broker License #4443, NV NMLS ID #1410002, OR Mortgage Lending License #ML-5282, UT DRE Mortgage Entity License #10570639. Civic Financial Services, LLC is an equal opportunity lender. Powered by Lenderd.com - Mortgage Websites

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Contact Jack Robinson (424) 336-7970
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